For my own future reference...

Morning clothes bag: wetsuit, cap, goggles, anti fog spray, face sunscreen, bodyglide, bottle of Perpetuem.

T1 bag:
Socks, bike shoes, arm coolers, helmet, sunglasses
Sunscreen
Chamois cream
Towel (didn't end up using)
For tri top pockets: single serving of Osmo, Bonk Breaker bar, 2 gels, small baggie with Tums and Immodium (just in case)

Bento bag:
1 gel, single serving of Osmo, 2 bonk breaker bars

Bike Special Needs bag:
Sunscreen
Chamois cream
3 pre-mixed bottles of iced Osmo, kept in a small cooler bag
3 Bonk Breaker bars

T2 bag:
Socks, race belt w/ bib, visor, Garmin
Small tube of vaseline for toes
1 gel
10 oz. hand-held
Small baggie with Tums and Immodium (took 1 Immodium)

Run Special Needs bag:
1 gel (put in my pocket but didn't use)
Baggie of salt and vinegar potato chips (didn't eat)

Temp was mid-70s, went through 5 bottles of Osmo and 2.5 bottles of water plus 3 Bonk Breaker bars on the bike.  Took in 2 gels on the run, way too much water, and Coke at every aid station from mile 16 on.

Things to do differently next time:
Change into bike shorts for bike then into tri shorts for run
Udderly Smooth chamois cream instead of Chamois Butt'r
Monitor drinking on run. Duh.